Dental Insurance – Rocky Hill, CT
Your Dental Insurance Questions, Answered
Which procedures does my dental insurance cover? How much will I need to pay out of pocket? Am I getting the most out of my plan?
If you have dental insurance, you’ve more than likely asked these questions before. The team at Dental Essentials of Rocky Hill is ready to give you the answers and show you how to maximize your benefits every time you come to see us. To get some general dental insurance tips, be sure to read our short guide below. If you’d like to learn more about how we could use your particular plan to help you save at your next visit, give us a call today.
How Does Dental Insurance Work?
The keyword when it comes to dental insurance is prevention. No matter who your provider is and which plan you have, most likely, preventive services like checkups and cleanings receive the most coverage. The idea is to make these types of treatments easily affordable so patients can be proactive about their care and stop more serious dental issues from developing in the first place. The benefits of this approach are that preventive services are usually more affordable than restorative ones in addition to receiving more coverage, plus they help a person maintain better oral health, which is the goal of insurance in the first place!
What Does My Dental Insurance Cover?
While we can’t tell you definitively what your plan covers unless we talk to you directly, we can take an educated guess and say your benefits probably look something like this:
- Checkups, cleanings, X-rays, fluoride treatments and other preventive services are covered 80-100%
- Crowns, bridges, fillings, dentures, and other restorative services are covered 50-70%
- Veneers, whitening, and cosmetic bonding are NOT covered because they are elective procedures.
- Orthodontic services receive a lifetime benefit for each individual on the plan, though this may only apply to metal braces.
We Offer In-Network Savings and Work with Out-of-Network Providers
Beyond using your insurance to primarily pay for preventive care, another easy way to get the most out of it is to visit a dental office that is in-network with your plan. This simply means a dental office has a contract with the insurance provider to offer their services for the highest discounts possible. Dental Essentials of Rocky Hill is in-network with multiple providers and is also happy to work with several out-of-network plans. Thanks to our team’s experience, we can still help patients with out-of-network policies save tremendously on a wide variety of services.